No matter who you are, or what walk of life you come from, we all have something in common - money. Whether you have a little or a lot, money will be at the top of the list for people to talk about, as Australia experiences its first real property downturn in over 10 years, and banks tighten lending conditions due to the Royal Commission into Financial Services.

Humans, by their nature, are creatures of habit. We fall into the same routine, the same patterns. We eat at the same restaurants, sit at the same desk, walk the same route to work and go about our jobs (and relationships) in the same, comfortable way. It’s good…until it’s not.

What makes this The Future Consumer’s generation so significant is that they are not shaped by an analog past, instead their default is digital. A magazine is not a magazine; it’s a broken iPad. They may not understand why there was ever a need for a physical street directory, because in their world everyone, everywhere has Google Maps at their fingertips. Interestingly enough, the pure digital native doesn’t know why the save icon in Microsoft Word has the image of a floppy disk, because they’ve never used one.

I love the New Year, it brings fresh goals, hopes and possibilities. It’s also terrific that Woman in Leadership is one of the hot trending topics in 2019.

Cyber security and data breaches – why should we care? Because it will happen to you - And it will hurt. That may seem flippant, but it’s based on some hard facts.

Everyday we are influenced by those around us. Whether that’s who were following on social media, who we’re watching on Television or who’s podcast we have in our ears.

I read and hear so much about the secretto happiness, it seems that there is nothing new to say. But often with sharing stories we find the answer is as simple as doing happiness.

Creative content is more important now than ever before because the digital world is noisy. It’s more than noisy. It’s loud, chaotic and it’s so easy to get distracted, right?Every hour, every minute, every second, millions of people around the world are posting, commenting and chronically oversharing.

Which one of the following three core drivers of success for your organisation in 2019 would you choose?

Aviation is a very safe form of transport, in fact THE safest by a large statistical margin. This culminated in the perfect score of 100% fatality free year in 2017. Not bad when you consider over 45 million commercial flights took place with the equivalent of half the global population or 2 billion people travelled by air that year.